Le crédit immobilier permet, par emprunt auprès d'un établissement bancaire, de couvrir tout ou partie d'un achat immobilier, d'une opération de construction, ou des travaux sur un bien immobilier existant. L'investissement locatif est une pratique reposant sur l'immobilier, et peut avoir différents objectifs, tels que la constitution d'un patrimoine, la diversification et/ou l'augmentation de revenus, etc.4. Des connaissances en droit, finance et fiscalité sont requises afin de pratiquer l'investissement locatif de manière licite et optimale, notamment au niveau fiscal (erreur de déclaration de revenus fonciers, déficit foncier erroné) et législatif (droit du locataire, obligations du propriétaire bailleur, etc.).
The process of integrating the province’s various Centris databases began approximately five years ago and was completed in June 2008. All transactions concluded through a real estate broker who is a member of a real estate board are added to the new provincial database. The Québec Federation of Real Estate Boards (QFREB) uses this database to publish press releases and other publications on market conditions, including the Centris Barometer – Residential Market, which provides an overview of key performance indicators associated with the resale market (i.e., sales, new listings, median prices, number of days on the market, etc.). These indicators are calculated according to consistent, stringent rules so that statistics can be comparable across geographic areas.
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They are large (up to 3 cm), fast-flying bees, distinguished from the closely related genus Epicharis by the absence of long, whip-like setae that project backwards from just behind the eyes. They are commonly encountered bees in American deserts, and are active at very high ambient temperatures when many other species are in hiding. They can often be seen in large numbers on desert-willow (Chilopsis) and palo verde (Parkinsonia) blossoms. Bees of this genus are of some economical significance in pollinating crops such as Brazil Nut (Bertholletia excelsa) and Cashew (Anacardium occidentale, pollinated by C. tarsata among others).

Centris pallida serve numerous roles for the environment. Like most other bees, they are essential for pollination. Specifically, they pollinate cacti, desert willow, and palo verde.[14] The tunneling ability of these bees aerates the soil, and this allows water from rain to reach plant roots quickly. Their nitrogen rich feces fertilizes the soil.[15] Their stings are mild, so they are not dangerous. The only downside with respect to humans is that their burrowing can leave unsightly mounds. If an area has a large density of burrowing females, then these mounds can be quite noticeable and are difficult to get rid of.[14]

A broker provides a complete and accurate description of the property, performs a comparative market analysis, proposes a marketing strategy, verifies the specifications of the desired property, prepares and submits the promise to purchase to the seller, negotiates in the best interest of his or her client, and ensures that all conditions are met on time for the signing of the notarial act.